Rs9.3bn
Revenue

21.6%
Return on equity

Rs4.6bn
Profit after tax

40.7%
Cost-to-income ratio

Rs 104.8bn
loans and advances 

0.4%
Credit loss ration

Rs31.2m
Training investment

96%
Employee retention rate

58%
Female gender diversity

Rs 8bn
sustainable financing asset book

“The success of our diversification initiatives was particularly rewarding as they gained substantial traction this year, generating valuable revenue streams and bringing more balance to the business.”

A message from the Managing Director, Ravin Rao Dajee

Read message 

"Our approach to sustainability goes beyond fulfilling regulatory requirements to ensure that we make a tangible, positive difference in the communities where we operate."

A message from the Chairman, Mohamed Iqbal Rajahbalee

Read message 

Find out more

Integrated Report 2024Annual Financial Statements 2024

  • Financial highlights

  • Business model

    We execute our business activities and fulfil our purpose through an efficient ecosystem that includes pioneering digital solutions and an engaged workforce. This workforce comprises branch staff, relationship managers, support teams, back-office personnel and control functions.

  • Strategy

    Strategic direction

    We aspire to be a first-class Pan-African bank, empowering Africa's tomorrow, together... one story at a time. Our strategy revolves around five core pillars to make this vision a reality. 

    Charting the path to outperformance

Integrated Report 2024 Annual Financial Statements 2024