Key benefits

Enjoy an array of benefits and exciting offers with our Gold Credit Card: 

  • Flexible repayment options from 5% to 100%
  • Enjoy up to 52 days interest free period
  • First 3 months' interest waived on Balance Transfer facility
  • Preferential interest rates under Buy Now Pay Later (BNPL) facility
  • Free Travel Accident Insurance cover
  • Benefit from discounts of up to 50% at more than 300 outlets
  • Earn free rewards points that can be redeemed against cash back
  • Easy, secure and convenient to use
Requirements
  • All you need to qualify is a minimum salary of Rs20,000

Find a branch

 

  • Discounts and rewards

    Discounts: Enjoy attractive discounts with more than 300 merchants across the island.

    We have designed a distinct lifestyle banking experience with a diversity of offers and benefits on your shopping, dining, hotel stay and other leisure activities in partnership with Le Passeport.

    Explore offers Terms and conditions apply

    Rewards:  Earn rewards points when making purchases at any point-of-sale terminal or online against Cash Back

    • Weekday Offer: For every Rs1.00 spent, you will earn 2 rewards points
    • Weekend Offer: For every Rs1.00 spent, you will earn 4 rewards points
    • For every 50,000 points redeemed, earn Rs100 as Cash Back
    • The rewards points are valid for 2 years, as from the date of purchase

    Rewards T&Cs


  • Travel accident cover

    Get free travel accident insurance cover of up to Rs1,000,000, by paying your air ticket with your Gold Credit Card.

    Terms and conditions

  • Visa offers

    Register your card with Visa and get access to a wide range of benefits and offers:

    Global Cardholder Assistance Services (GCAS) assists cardholders in cases of:
    • Lost, stolen, damaged, or compromised cards
    • Emergency Card Replacement (ECR)
    • Emergency Cash Disbursement (ECD)
    • Cardholder Inquiry Service (CIS)
    Medical and legal referral: Travel safely knowing you have access to the assistance you need:
    • Telephone medical advice
    • Medical service provider referral
    • Monitoring medical condition pre and post hospitalisation
    • Essential medicine and equipment delivery
    • Dispatch of physician to cardholder location
    • Medical evacuation and repatriation
    • Legal referral
    • Interpreter referral
    Exclusive hotel deals with:
    • Agoda.com     
    • Booking.com
    • IHG Hotels & Resorts
    • Jumeirah Hotels
    Global Blue: tax free shopping
    Car hire deals:
    • Rentalcars.com
    • Avis Car Rental
    Buyers protection:
    • Receive a free of charge protection cover against theft or accidental damage when you pay in full for an item with your card
    Marketplace:
    • Access to various merchant discounts and unique deals
    Global merchant discount offers:  
    • Enjoy offers from merchants both locally and internationally, including travel, retail and dining experiences at discounted rates 

    Register your card

  • Buy Now Pay Later

     This facility is a short-term financing option, which allows credit cardholders to make a high value purchase at any point-of-sale terminal or online and repay later in equal monthly instalments, at a reduced interest rate.

    Terms and conditions

  • Documents required

    • National identity card or passport
    • Birth or marriage certificate
    • Utility bill not older than 3 months
    • Latest payslip
    • Last 3 months' bank statements 

    All documents required in their original form

Credit card terms and conditions FAQs

Need more help?

Call our 24/7 Service Centre: 
+230 402 1000

Email us:
customer.contact@absa.africa