Buy, build or renovate your home with an Absa Home Loan. Enjoy flexible repayment terms along with our special floating interest rate as from 4.75%
*Terms and conditions apply
*Annual percentage rate (APR) is 4.82%
Key benefits
Structured to suit your specific needs, whether you want to buy a house, build a house, renovate a house, buy residential land, or even if you want to switch your existing mortgage to us.
- Competitive interest rates
- A capital relief (moratorium) for the first 12 months (subject to assessment)
- Convenient and flexible repayment terms up to 30 years
- Up to 100% financing of the cost of your project
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Documents required to apply
- National ID, passport or driver's licence
- Utility bill (no older than three months) that is in your name
- Birth certificate or marriage certificate if relationship needs to be established
- Draft title deed
- Last 3 months' bank statements
- Latest salary slip
- If you earn other income (e.g. overtime/ commissions/ travel allowance), last 12 months' salary slips are required
- If you have been with your current employer 6 months or less, letter confirming permanent employment
- Contract of employment if you are working under contract
All documents are required in their original form. The list of required documents mentioned above is indicative only. The bank may at any time request additional documents or information to process your application.
Home loan calculator
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